2025 ACA FFM Certification Guide

2025 New Agents & Brokers

Agents and brokers who are new to the Marketplace this year, or who did not complete plan year 2024 registration and training, are required to take the full Individual Marketplace training for plan year 2025. Check out the guide for new agents and brokers to help you through the registration and training steps.

AGENT GUIDE | TRAINING GUIDE.

2025 Returning Agents & Brokers

Agents and brokers who completed plan year 2024 Individual Marketplace registration and training will be eligible to take a new half-hour training for plan year 2025, as well as optional review modules.Returning agents and brokers can take Individual Marketplace training either through the Marketplace Learning Management System (MLMS) or the CMS-approved vendor regardless of how they completed the plan year 2024 training.

Check out the guide below for returning agents and brokers to help you through the registration and training steps and process.

When registering your account, select 'MLMS: Marketplace Learning Management System' in the drop-down menu.

AGENT GUIDE | TRAINING GUIDE

ACA Final Rule

Under the new ACA rule, registered agents and brokers will be required to obtain documented consent from consumers before accessing or updating their Marketplace information.While CMS currently does not mandate a specific method for documenting consent, they’ve shared a model consent form that can serve as a helpful starting point for our agents.

ACA OEP Prep Checklist

Touch up on the OEP resources for the Affordable Care Act, commonly referred to as ACA or Obamacare and be prepared to start selling during open enrollment period.

Important Update: The Future of ACA Plans

Preparing for the Future: IMPORTANT Updates the Impact of expanded subsidies, the risk of their extinction and the Importance of Cross-Selling Supplemental Plans.

Disclaimer!
The information provided in this presentation is intended only as a general, informal summary of technical
legal standards. It is not intended to take the place of the statutes, regulations, and formal policy guidance that
it is based upon. This presentation summarizes current policy and operations as of the date it was presented.
Links to certain source documents have been provided for your reference. We encourage audience members to
refer to the applicable statutes, regulations, and other interpretive materials for complete and current
information about the requirements that apply to them. The contents of this document do not have the force
and effect of law and are not meant to bind the public in any way, unless specifically incorporated into a
contract. This document is intended only to provide clarity to the public regarding existing requirements under

the law.

This document generally is not intended for use in the State-based Marketplaces (SBMs) that do not use
HealthCare.gov for eligibility and enrollment. Please review the guidance on our Agent and Broker Resources

webpage (http://go.cms.gov/CCIIOAB) and Marketplace.CMS.gov to learn more.

Unless indicated otherwise, the general references to “Marketplace” in the presentation only include Federally-
facilitated Marketplaces (FFMs) and State-based Marketplaces on the Federal Platform (SBM-FPs).

This communication was printed, published, or produced and disseminated at U.S. taxpayer expense.